During the DPAY Tokenization stage, your Customer maybe required to provide additional verification before the request can be completed. This is know as the Yellow Path.

The Options supported are:

One Time Passcode (OTP)

CLOWD9 will communicate to the Network to confirm the OTP is the preferred method of authentication. The Network will generate the OTP and provide this to CLOWD9.

CLOWD9 will communicate this to you via a web hook to send to your Customer:

OTP

Field	Description	Format
dpan_id	The dpan_id associated with the authentication request	UUID
card_id	The Identifier associated to the Card	UUID
client_id	The Identifier associated to you	UUID
customer_id	The Identifier associated to the Customer	UUID
network	Identifies the Network associated with the Wallet Provider	string
email	Email address of the Customer	string
phone	Phone number of the Customer	string
method	Delivery method for the One Time Passcode: sms - short message text email - email app - app to app cs - customer services call - outbound call	string
otp_value	The One Time Passcode value to be sent to the Customer	string
life_cycle_trace_id	Network trace ID for lifecycle tracking	string
created_datetime	Date and time associated to the One Time Passcode message	Integer

Example:

{
  "card_id": "47277b0d-2aa6-48ab-a2f5-7a5dababf2f8",
  "client_id": "82d890aa-f083-4359-a1c8-5cd483ba40e8",
  "customer_id": "83601211-f28e-4818-803b-1fcba1fa92d1",
  "dpan_id": "46582fa0-55d6-41fe-a78a-36546563b4fe",
  "email": "[email protected]",
  "life_cycle_trace_id": "305212520027203",
  "method": "sms",
  "network": "visa",
  "otp_value": "691413",
  "phone": "+3752806252"
}

Response

The request will require a 200 response

Example Response

"ok"