Customer Verification Options

needs to be configured on module exa token_otp


During the DPAY Tokenization stage, your Customer maybe required to provide additional verification before the request can be completed. This is know as the Yellow Path.

The Options supported are:

One Time Passcode (OTP)

CLOWD9 will communicate to the Network to confirm the OTP is the preferred method of authentication. The Network will generate the OTP and provide this to CLOWD9.

CLOWD9 will communicate this to you via a web hook to send to your Customer:

OTP

FieldDescriptionFormat
dpan_idThe dpan_id associated with the authentication requestUUID
card_idThe Identifier associated to the CardUUID
client_idThe Identifier associated to youUUID
customer_idThe Identifier associated to the CustomerUUID
networkIdentifies the Network associated with the Wallet Providerstring
emailEmail address of the Customerstring
phonePhone number of the Customerstring
methodDelivery method for the One Time Passcode:
SMS
EMAIL
APP
CUSTOMER_SERVICES
OUTBOUND_CALL
string
otp_valueThe One Time Passcode value to be sent to the Customer string
life_cycle_trace_idNetwork trace ID for lifecycle trackingstring
created_datetimeDate and time associated to the One Time Passcode messageInteger

Example:

{
    "dpan_id": "8f92d6e1-4b0e-4d1a-9c26-4e6f4f6e3bfa",
    "card_id": "4c6b8be3-b725-4c0b-9914-b12dfe2d2b8f",
    "client_id": "3e2d7f84-9141-49d1-b6e1-2372bb3f7815",
    "customer_id": "1d9b60b4-dedf-4762-9c3d-a9090be7a391",
    "network": "VISA",
    "email": "[email protected]",
    "phone": "+48123456789",
    "method": "SMS",
    "otp_value": "938271",
    "life_cycle_trace_id": "1245678945633463464366",
    "created_datetime": 751551391
}

Response

The request will require a 200 response

Example Response

"ok"