Visa Authorization Request Examples

The following are example Visa Authorization Request messages CLOWD9 will send.

Financial

Contact Chip and PIN Purchase

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "1b12f4f5-6e81-4b0d-9a12-0cb3a6e1f7f7",
        "system_trace_audit_number": "873202",
        "retrieval_reference_number": "517187518360",
        "network_transaction_id": "395171654772020",
        "transmission_date": "0620",
        "transmission_time": "181117",
        "transaction_local_date": "0620",
        "transaction_local_time": "061117",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "680218",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "5411",
        "card_acceptor_terminal_id": "CHIPEMV1",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Contact Chip and PIN Refund

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "20",
        "transaction_id": "334c9566-0981-45e3-a581-a83dd643eb67",
        "system_trace_audit_number": "453364",
        "retrieval_reference_number": "517192518620",
        "network_transaction_id": "255171659866580",
        "transmission_date": "0620",
        "transmission_time": "181946",
        "transaction_local_date": "0620",
        "transaction_local_time": "061946",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "801409",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "5411",
        "card_acceptor_terminal_id": "RFCHIPE1",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Contactless Purchase

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "9be6093c-ad5b-4309-b010-e7edadbdac1f",
        "system_trace_audit_number": "426240",
        "retrieval_reference_number": "517175834112",
        "network_transaction_id": "195171656628763",
        "transmission_date": "0620",
        "transmission_time": "181422",
        "transaction_local_date": "0620",
        "transaction_local_time": "061422",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contactless",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "369104",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "5411",
        "card_acceptor_terminal_id": "CHIPEMV2",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Contactless Refund

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "20",
        "transaction_id": "3581d0ed-f1cd-4675-8a0c-c3fabb354c86",
        "system_trace_audit_number": "609171",
        "retrieval_reference_number": "517134592258",
        "network_transaction_id": "265171661294446",
        "transmission_date": "0620",
        "transmission_time": "182209",
        "transaction_local_date": "0620",
        "transaction_local_time": "062209",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contactless",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "850895",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "5411",
        "card_acceptor_terminal_id": "RFCHIPE2",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Ecommerce

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "6cfef73a-391f-4cd5-981d-a5dd52dea892",
        "system_trace_audit_number": "704871",
        "retrieval_reference_number": "517433993200",
        "network_transaction_id": "365174593332652",
        "transmission_date": "0623",
        "transmission_time": "162841",
        "transaction_local_date": "0623",
        "transaction_local_time": "042841",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "59",
        "authorization_code": "949500",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "840",
        "merchant_category_code": "5734",
        "card_acceptor_terminal_id": "ECOMM002",
        "card_acceptor_id": "MERCHANT 000001",
        "card_acceptor_name": "CLOWD9 Travel            ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Ecommerce Refund

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "20",
        "transaction_id": "02af57f8-2f4c-4ea7-aa79-157ec5bc6629",
        "system_trace_audit_number": "415786",
        "retrieval_reference_number": "517435481610",
        "network_transaction_id": "805174594342518",
        "transmission_date": "0623",
        "transmission_time": "163020",
        "transaction_local_date": "0623",
        "transaction_local_time": "043020",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "59",
        "authorization_code": "661376",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "5734",
        "card_acceptor_terminal_id": "RFECOMM1",
        "card_acceptor_id": "MERCHANT 000001",
        "card_acceptor_name": "CLOWD9 Travel            ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Recurring Payment

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "auth_type": "recurring_initial",
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "a3196421-84fe-4701-abe0-ef99583b5b46",
        "system_trace_audit_number": "675054",
        "retrieval_reference_number": "517410049665",
        "network_transaction_id": "405174595924335",
        "transmission_date": "0623",
        "transmission_time": "163301",
        "transaction_local_date": "0623",
        "transaction_local_time": "043301",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "2",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "08",
        "authorization_code": "776046",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "3504",
        "card_acceptor_terminal_id": "MAILORD1",
        "card_acceptor_id": "MERCHANT 000002",
        "card_acceptor_name": "CLOWD9 Travel            ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Credential On File

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "f739bbeb-4db9-428c-a03f-208a0579bd99",
        "system_trace_audit_number": "302123",
        "retrieval_reference_number": "517494169120",
        "network_transaction_id": "295174596894425",
        "transmission_date": "0623",
        "transmission_time": "163435",
        "transaction_local_date": "0623",
        "transaction_local_time": "043435",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "660251",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "840",
        "merchant_category_code": "5734",
        "card_acceptor_terminal_id": "ECOMM002",
        "card_acceptor_id": "MERCHANT 000001",
        "card_acceptor_name": "CLOWD9 Travel            ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

ATM Cash Withdrawal (Without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "01",
        "transaction_id": "dddcdb09-0acd-4969-96e9-6849d0ddc13f",
        "system_trace_audit_number": "281923",
        "retrieval_reference_number": "517128550918",
        "network_transaction_id": "295171658143903",
        "transmission_date": "0620",
        "transmission_time": "181654",
        "transaction_local_date": "0620",
        "transaction_local_time": "061654",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "588343",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "CSHWITH1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

ATM Cash Withdrawal (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "be72deb2-7090-4993-a6ed-b005707ec30a",
        "system_trace_audit_number": "449530",
        "retrieval_reference_number": "517451112726",
        "network_transaction_id": "615174449884022",
        "transmission_date": "0623",
        "transmission_time": "122948",
        "transaction_local_date": "0623",
        "transaction_local_time": "122948",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "482914",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "5411",
        "card_acceptor_terminal_id": "CHIPEMV1",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Non-Financial

In most cases, the following are non-financial; however the ATM provider may charge a fee.

PIN Unblock (without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "71",
        "transaction_id": "82fb6bf8-3db1-4930-8cee-c447daa711ac",
        "system_trace_audit_number": "989993",
        "retrieval_reference_number": "517490374484",
        "network_transaction_id": "555174309681307",
        "transmission_date": "0623",
        "transmission_time": "083608",
        "transaction_local_date": "0623",
        "transaction_local_time": "083608",
        "transaction_currency_code": "826",
        "cardholder_billing_currency_code": "826",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "484787",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

PIN Unblock (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "71",
        "transaction_id": "05ff7746-22bd-4040-b812-53a5ca60f015",
        "system_trace_audit_number": "318522",
        "retrieval_reference_number": "517472726657",
        "network_transaction_id": "165174348393993",
        "transmission_date": "0623",
        "transmission_time": "094031",
        "transaction_local_date": "0623",
        "transaction_local_time": "094031",
        "transaction_currency_code": "826",
        "cardholder_billing_currency_code": "826",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "969529",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

PIN Change (Without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "70",
        "transaction_id": "83a30470-6efd-4ab8-971d-5e7fd301cc95",
        "system_trace_audit_number": "395149",
        "retrieval_reference_number": "517419448623",
        "network_transaction_id": "345174340063706",
        "transmission_date": "0623",
        "transmission_time": "092646",
        "transaction_local_date": "0623",
        "transaction_local_time": "092646",
        "transaction_currency_code": "826",
        "cardholder_billing_currency_code": "826",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "780408",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

PIN Change (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "70",
        "transaction_id": "36bc47ad-e2b8-4836-bb76-afc08f2f83a2",
        "system_trace_audit_number": "985804",
        "retrieval_reference_number": "517488240135",
        "network_transaction_id": "895174345676085",
        "transmission_date": "0623",
        "transmission_time": "093548",
        "transaction_local_date": "0623",
        "transaction_local_time": "093548",
        "transaction_currency_code": "826",
        "cardholder_billing_currency_code": "826",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "966337",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Balance Inquiry (Without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "30",
        "transaction_id": "bec265c2-c0bf-4dfb-b353-7b4db16d9dc7",
        "system_trace_audit_number": "659971",
        "retrieval_reference_number": "517431421987",
        "network_transaction_id": "825174302528360",
        "transmission_date": "0623",
        "transmission_time": "082412",
        "transaction_local_date": "0623",
        "transaction_local_time": "082412",
        "transaction_currency_code": "826",
        "cardholder_billing_currency_code": "826",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "484373",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "BLNCEMV1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}

Balance Inquiry (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "visa",
    "card": {
        "card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "30",
        "transaction_id": "cf07ad8d-797b-4976-9916-849a93c4dbca",
        "system_trace_audit_number": "638353",
        "retrieval_reference_number": "517474741665",
        "network_transaction_id": "705174347066074",
        "transmission_date": "0623",
        "transmission_time": "093812",
        "transaction_local_date": "0623",
        "transaction_local_time": "093812",
        "transaction_currency_code": "826",
        "cardholder_billing_currency_code": "826",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "eci": "0",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "980277",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "444444",
        "acquiring_institution_country_code": "826",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "BLNCEMV1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GB"
    }
}