Visa Authorization Notification Examples
The following are example Visa Authorization Request messages CLOWD9 will send.
Contact Chip and PIN Purchase
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "1b12f4f5-6e81-4b0d-9a12-0cb3a6e1f7f7",
"system_trace_audit_number": "873202",
"retrieval_reference_number": "517187518360",
"network_transaction_id": "395171654772020",
"transmission_date": "0620",
"transmission_time": "181117",
"transaction_local_date": "0620",
"transaction_local_time": "061117",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "680218",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "CHIPEMV1",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Contact Chip and PIN Refund
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "20",
"transaction_id": "334c9566-0981-45e3-a581-a83dd643eb67",
"system_trace_audit_number": "453364",
"retrieval_reference_number": "517192518620",
"network_transaction_id": "255171659866580",
"transmission_date": "0620",
"transmission_time": "181946",
"transaction_local_date": "0620",
"transaction_local_time": "061946",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "801409",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "RFCHIPE1",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Contactless Purchase
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "9be6093c-ad5b-4309-b010-e7edadbdac1f",
"system_trace_audit_number": "426240",
"retrieval_reference_number": "517175834112",
"network_transaction_id": "195171656628763",
"transmission_date": "0620",
"transmission_time": "181422",
"transaction_local_date": "0620",
"transaction_local_time": "061422",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contactless",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "369104",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "CHIPEMV2",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Contactless Refund
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "20",
"transaction_id": "3581d0ed-f1cd-4675-8a0c-c3fabb354c86",
"system_trace_audit_number": "609171",
"retrieval_reference_number": "517134592258",
"network_transaction_id": "265171661294446",
"transmission_date": "0620",
"transmission_time": "182209",
"transaction_local_date": "0620",
"transaction_local_time": "062209",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contactless",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "850895",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "RFCHIPE2",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Ecommerce
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "6cfef73a-391f-4cd5-981d-a5dd52dea892",
"system_trace_audit_number": "704871",
"retrieval_reference_number": "517433993200",
"network_transaction_id": "365174593332652",
"transmission_date": "0623",
"transmission_time": "162841",
"transaction_local_date": "0623",
"transaction_local_time": "042841",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "7",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "59",
"authorization_code": "949500",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "840",
"merchant_category_code": "5734",
"card_acceptor_terminal_id": "ECOMM002",
"card_acceptor_id": "MERCHANT 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Ecommerce Refund
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "20",
"transaction_id": "02af57f8-2f4c-4ea7-aa79-157ec5bc6629",
"system_trace_audit_number": "415786",
"retrieval_reference_number": "517435481610",
"network_transaction_id": "805174594342518",
"transmission_date": "0623",
"transmission_time": "163020",
"transaction_local_date": "0623",
"transaction_local_time": "043020",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "7",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "59",
"authorization_code": "661376",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5734",
"card_acceptor_terminal_id": "RFECOMM1",
"card_acceptor_id": "MERCHANT 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Recurring Payment
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"auth_type": "recurring_initial",
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "a3196421-84fe-4701-abe0-ef99583b5b46",
"system_trace_audit_number": "675054",
"retrieval_reference_number": "517410049665",
"network_transaction_id": "405174595924335",
"transmission_date": "0623",
"transmission_time": "163301",
"transaction_local_date": "0623",
"transaction_local_time": "043301",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "2",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "08",
"authorization_code": "776046",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "3504",
"card_acceptor_terminal_id": "MAILORD1",
"card_acceptor_id": "MERCHANT 000002",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Credential On File
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "f739bbeb-4db9-428c-a03f-208a0579bd99",
"system_trace_audit_number": "302123",
"retrieval_reference_number": "517494169120",
"network_transaction_id": "295174596894425",
"transmission_date": "0623",
"transmission_time": "163435",
"transaction_local_date": "0623",
"transaction_local_time": "043435",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "7",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "660251",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "840",
"merchant_category_code": "5734",
"card_acceptor_terminal_id": "ECOMM002",
"card_acceptor_id": "MERCHANT 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
ATM Cash Withdrawal (Without Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "01",
"transaction_id": "dddcdb09-0acd-4969-96e9-6849d0ddc13f",
"system_trace_audit_number": "281923",
"retrieval_reference_number": "517128550918",
"network_transaction_id": "295171658143903",
"transmission_date": "0620",
"transmission_time": "181654",
"transaction_local_date": "0620",
"transaction_local_time": "061654",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "588343",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "CSHWITH1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
ATM Cash Withdrawal (With Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "be72deb2-7090-4993-a6ed-b005707ec30a",
"system_trace_audit_number": "449530",
"retrieval_reference_number": "517451112726",
"network_transaction_id": "615174449884022",
"transmission_date": "0623",
"transmission_time": "122948",
"transaction_local_date": "0623",
"transaction_local_time": "122948",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"transaction_fee_amount": "D00000001",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "482914",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "CHIPEMV1",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Non-Financial
In most cases, the following are non-financial; however the ATM provider may charge a fee.
PIN Unblock (without Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "71",
"transaction_id": "82fb6bf8-3db1-4930-8cee-c447daa711ac",
"system_trace_audit_number": "989993",
"retrieval_reference_number": "517490374484",
"network_transaction_id": "555174309681307",
"transmission_date": "0623",
"transmission_time": "083608",
"transaction_local_date": "0623",
"transaction_local_time": "083608",
"transaction_currency_code": "826",
"cardholder_billing_currency_code": "826",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "484787",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "PINCHNG1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
PIN Unblock (With Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "71",
"transaction_id": "05ff7746-22bd-4040-b812-53a5ca60f015",
"system_trace_audit_number": "318522",
"retrieval_reference_number": "517472726657",
"network_transaction_id": "165174348393993",
"transmission_date": "0623",
"transmission_time": "094031",
"transaction_local_date": "0623",
"transaction_local_time": "094031",
"transaction_currency_code": "826",
"cardholder_billing_currency_code": "826",
"transaction_fee_amount": "D00000001",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "969529",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "PINCHNG1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
PIN Change (Without Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "70",
"transaction_id": "83a30470-6efd-4ab8-971d-5e7fd301cc95",
"system_trace_audit_number": "395149",
"retrieval_reference_number": "517419448623",
"network_transaction_id": "345174340063706",
"transmission_date": "0623",
"transmission_time": "092646",
"transaction_local_date": "0623",
"transaction_local_time": "092646",
"transaction_currency_code": "826",
"cardholder_billing_currency_code": "826",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "780408",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "PINCHNG1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
PIN Change (With Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "70",
"transaction_id": "36bc47ad-e2b8-4836-bb76-afc08f2f83a2",
"system_trace_audit_number": "985804",
"retrieval_reference_number": "517488240135",
"network_transaction_id": "895174345676085",
"transmission_date": "0623",
"transmission_time": "093548",
"transaction_local_date": "0623",
"transaction_local_time": "093548",
"transaction_currency_code": "826",
"cardholder_billing_currency_code": "826",
"transaction_fee_amount": "D00000001",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "966337",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "PINCHNG1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Balance Inquiry (Without Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "30",
"transaction_id": "bec265c2-c0bf-4dfb-b353-7b4db16d9dc7",
"system_trace_audit_number": "659971",
"retrieval_reference_number": "517431421987",
"network_transaction_id": "825174302528360",
"transmission_date": "0623",
"transmission_time": "082412",
"transaction_local_date": "0623",
"transaction_local_time": "082412",
"transaction_currency_code": "826",
"cardholder_billing_currency_code": "826",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "484373",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "BLNCEMV1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Balance Inquiry (With Fee)
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "visa",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "30",
"transaction_id": "cf07ad8d-797b-4976-9916-849a93c4dbca",
"system_trace_audit_number": "638353",
"retrieval_reference_number": "517474741665",
"network_transaction_id": "705174347066074",
"transmission_date": "0623",
"transmission_time": "093812",
"transaction_local_date": "0623",
"transaction_local_time": "093812",
"transaction_currency_code": "826",
"cardholder_billing_currency_code": "826",
"transaction_fee_amount": "C00000001",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": "980277",
"status": {
"response_code": "000",
"response_source": "clowd9",
"response_reason": "Approved"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "BLNCEMV1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Decline Notification Example
Incorrect PIN
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "ffa75b56-ceed-44de-a0c5-f5db00846817",
"system_trace_audit_number": "725445",
"retrieval_reference_number": "517451657548",
"network_transaction_id": "905174705536535",
"transmission_date": "0623",
"transmission_time": "193516",
"transaction_local_date": "0623",
"transaction_local_time": "073516",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"status": {
"response_code": "117",
"response_source": "clowd9",
"response_reason": "Incorrect PIN"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5542",
"card_acceptor_terminal_id": "CHIPEMV1",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Incorrect CVV2
{
"message_type": "authorization",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "3ad0ca51-834e-43ad-b5a1-8149bca96e57",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "a1bb1a67-b5c2-4ac4-9c4c-ab8776d06685"
},
"transaction": {
"credential_on_file": "n",
"transaction_type": "00",
"transaction_id": "10126d15-c597-404c-b4bb-92abb9148557",
"system_trace_audit_number": "269612",
"retrieval_reference_number": "517418592630",
"network_transaction_id": "615174706538620",
"transmission_date": "0623",
"transmission_time": "193716",
"transaction_local_date": "0623",
"transaction_local_time": "073716",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "7",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"sca_indicator": "n",
"partial_approval_supported": "n",
"cardholder_condition": "59",
"status": {
"response_code": "185",
"response_source": "clowd9",
"response_reason": "Invalid CVC/CVV2"
}
},
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "840",
"merchant_category_code": "5734",
"card_acceptor_terminal_id": "ECOMM002",
"card_acceptor_id": "MERCHANT 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Updated 7 days ago