Financial Notifications

CLOWD9 can provide Financial messages in two ways:

• Configured endpoint: The messages will be provided as CLOWD9 process the records received from the Network
• Presentment, Interchange & Fees report: A PIF report is sent daily at the configured time. The report will provide any records received and processed in the previous 24 hours

First Presentments

Following a successful authorization, the Merchant / Card Acceptor will present the clearing to the Network via the Acquirer.

CLOWD9 will receive and process the First Presentment clearing record. The presentment_type will be 0 and the direction will identify if this is a Credit or Debit. You will be require to settle the transaction value, + / - the interchange value to the Network via the agreed settlement process.

Disputed Financials