Mastercard Authorization Request Examples

The following are example Mastercard Authorization Request messages CLOWD9 will send.

Financial

Contact Purchase

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "b0c1f912-cef1-4699-a394-f75e0f026aee",
        "system_trace_audit_number": "300074",
        "retrieval_reference_number": "517499276277",
        "transmission_date": "0623",
        "transmission_time": "143201",
        "transaction_local_date": "0623",
        "transaction_local_time": "023201",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "293018",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5542",
        "card_acceptor_terminal_id": "CHIPEMV1",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Contact Refund

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "20",
        "transaction_id": "a190fae5-a4b0-43d2-9839-be5c1cb52890",
        "system_trace_audit_number": "654740",
        "retrieval_reference_number": "517478331617",
        "transmission_date": "0623",
        "transmission_time": "143551",
        "transaction_local_date": "0623",
        "transaction_local_time": "023551",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "971046",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5411",
        "card_acceptor_terminal_id": "RFCHIPE1",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Contactless Purchase

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "e1229f5d-3b9e-47e7-87eb-d04b966c5e75",
        "system_trace_audit_number": "887191",
        "retrieval_reference_number": "517456508580",
        "transmission_date": "0623",
        "transmission_time": "143746",
        "transaction_local_date": "0623",
        "transaction_local_time": "023746",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contactless",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "363139",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5542",
        "card_acceptor_terminal_id": "CHIPEMV2",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Contactless Purchase Refund

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "20",
        "transaction_id": "f7abc45f-d9ab-4655-85f3-c260da2e6e89",
        "system_trace_audit_number": "247370",
        "retrieval_reference_number": "517444988186",
        "transmission_date": "0623",
        "transmission_time": "144008",
        "transaction_local_date": "0623",
        "transaction_local_time": "024008",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contactless",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "428202",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5542",
        "card_acceptor_terminal_id": "RFCHIPE2",
        "card_acceptor_id": "MERCHANT 000005",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Ecommerce

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "66db656e-623a-4c73-b452-e9107d1a7df1",
        "system_trace_audit_number": "810544",
        "retrieval_reference_number": "517496965326",
        "transmission_date": "0623",
        "transmission_time": "192023",
        "transaction_local_date": "0623",
        "transaction_local_time": "072023",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "08",
        "authorization_code": "424282",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5734",
        "card_acceptor_terminal_id": "ECOMM001",
        "card_acceptor_id": "MERCHANT 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Ecommerce Refund

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "20",
        "transaction_id": "b17ab505-1396-48d8-9b40-55e6ef8ebc9f",
        "system_trace_audit_number": "446664",
        "retrieval_reference_number": "517433201697",
        "transmission_date": "0623",
        "transmission_time": "192211",
        "transaction_local_date": "0623",
        "transaction_local_time": "072211",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "08",
        "authorization_code": "323892",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "sca_indicator": "n",
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5734",
        "card_acceptor_terminal_id": "RFECOMM1",
        "card_acceptor_id": "MERCHANT 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Recurring Payment

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "auth_type": "recurring_initial",
        "credential_on_file": "n",
        "transaction_type": "00",
        "transaction_id": "60e57cca-b982-4485-a473-5c5d3a379e94",
        "system_trace_audit_number": "302099",
        "retrieval_reference_number": "517497827979",
        "transmission_date": "0623",
        "transmission_time": "192350",
        "transaction_local_date": "0623",
        "transaction_local_time": "072350",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "59",
        "authorization_code": "448659",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "3504",
        "card_acceptor_terminal_id": "MAILORD1",
        "card_acceptor_id": "MERCHANT 000002",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Credential On File

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "y",
        "transaction_type": "00",
        "transaction_id": "56fc15fe-935b-44fc-b8eb-b82b970fe741",
        "system_trace_audit_number": "571651",
        "retrieval_reference_number": "517433949057",
        "transmission_date": "0623",
        "transmission_time": "192545",
        "transaction_local_date": "0623",
        "transaction_local_time": "072545",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "eci": "7",
        "dcc_indicator": "n",
        "chip_indicator": "n",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "08",
        "authorization_code": "438776",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "5734",
        "card_acceptor_terminal_id": "ECOMM001",
        "card_acceptor_id": "MERCHANT 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

ATM Cash Withdrawal (Without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "01",
        "transaction_id": "741e6155-41a0-4960-ab22-883ec9c1f86e",
        "system_trace_audit_number": "198691",
        "retrieval_reference_number": "517492052207",
        "transmission_date": "0623",
        "transmission_time": "192736",
        "transaction_local_date": "0623",
        "transaction_local_time": "072736",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "459703",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "CSHWITH1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

ATM Cash Withdrawal (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "01",
        "transaction_id": "741e6155-41a0-4960-ab22-883ec9c1f86e",
        "system_trace_audit_number": "198691",
        "retrieval_reference_number": "517492052207",
        "transmission_date": "0623",
        "transmission_time": "192736",
        "transaction_local_date": "0623",
        "transaction_local_time": "072736",
        "transaction_amount": "200",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "200",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "459703",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "CSHWITH1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Non-Financial

In most cases, the following are non-financial; however the ATM provider may charge a fee.

PIN Unblock (without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "71",
        "transaction_id": "39b070ff-69c7-4b11-a51c-e394608619cb",
        "system_trace_audit_number": "619262",
        "retrieval_reference_number": "517461775724",
        "transmission_date": "0623",
        "transmission_time": "172451",
        "transaction_local_date": "0623",
        "transaction_local_time": "052451",
        "transaction_amount": "0",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "0",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "170273",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

PIN Unblock (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "71",
        "transaction_id": "39b070ff-69c7-4b11-a51c-e394608619cb",
        "system_trace_audit_number": "619262",
        "retrieval_reference_number": "517461775724",
        "transmission_date": "0623",
        "transmission_time": "172451",
        "transaction_local_date": "0623",
        "transaction_local_time": "052451",
        "transaction_amount": "0",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "0",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "170273",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

PIN Change (Without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "70",
        "transaction_id": "5a21d131-3993-4a2f-a450-4eb806a98902",
        "system_trace_audit_number": "159547",
        "retrieval_reference_number": "517413642359",
        "transmission_date": "0623",
        "transmission_time": "172218",
        "transaction_local_date": "0623",
        "transaction_local_time": "052218",
        "transaction_amount": "0",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "0",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "982845",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

PIN Change (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "70",
        "transaction_id": "5a21d131-3993-4a2f-a450-4eb806a98902",
        "system_trace_audit_number": "159547",
        "retrieval_reference_number": "517413642359",
        "transmission_date": "0623",
        "transmission_time": "172218",
        "transaction_local_date": "0623",
        "transaction_local_time": "052218",
        "transaction_amount": "0",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "0",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "982845",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "PINCHNG1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Balance Inquiry (Without Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "30",
        "transaction_id": "a3bdcb52-5ea5-4c82-b7ef-c21fe3875eff",
        "system_trace_audit_number": "401442",
        "retrieval_reference_number": "517418982682",
        "transmission_date": "0623",
        "transmission_time": "172026",
        "transaction_local_date": "0623",
        "transaction_local_time": "052026",
        "transaction_amount": "0",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "0",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "167986",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "TERMATM1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}

Balance Inquiry (With Fee)

{
    "message_type": "authorization",
    "message_qualifier": "request",
    "source": "mastercard",
    "card": {
        "card_id": "9347b6be-6b9e-48c1-9a21-36d641889e9a",
        "card_form_factor": "physical",
        "card_status": "active"
    },
    "customer": {
        "customer_id": "3bfa6c47-a70b-4b58-a967-866cd388ca2e"
    },
    "transaction": {
        "credential_on_file": "n",
        "transaction_type": "30",
        "transaction_id": "a3bdcb52-5ea5-4c82-b7ef-c21fe3875eff",
        "system_trace_audit_number": "401442",
        "retrieval_reference_number": "517418982682",
        "transmission_date": "0623",
        "transmission_time": "172026",
        "transaction_local_date": "0623",
        "transaction_local_time": "052026",
        "transaction_amount": "0",
        "transaction_currency_code": "826",
        "cardholder_billing_amount": "0",
        "cardholder_billing_currency_code": "826",
        "cardholder_billing_conversion_rate": "1",
        "transaction_fee_amount": "D00000001",
        "from_account": "default",
        "to_account": "default",
        "dcc_indicator": "n",
        "chip_indicator": "contact",
        "pin_indicator": "n",
        "3ds_indicator": "n",
        "avs_outcome": "n",
        "sca_indicator": "n",
        "partial_approval_supported": "n",
        "cardholder_condition": "00",
        "authorization_code": "167986",
        "status": {
            "response_code": "000",
            "response_source": "clowd9",
            "response_reason": "Approved"
        }
    },
    "acquirer": {
        "acquiring_institution_id_code": "555555",
        "merchant_category_code": "6011",
        "card_acceptor_terminal_id": "TERMATM1",
        "card_acceptor_id": "BANK ABC 000001",
        "card_acceptor_name": "CLOWD9 Travel         ",
        "card_acceptor_city": "LONDON       ",
        "card_acceptor_country_code": "GBR"
    }
}