Visa Reversal Notification Examples
Financial
Contact Purchase
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "00",
"transaction_id": "8c7188b8-d9ad-484d-9484-1dad6fa26d6f",
"system_trace_audit_number": "929738",
"retrieval_reference_number": "518393412709",
"network_transaction_id": "565183636868027",
"transmission_date": "0702",
"transmission_time": "174133",
"transaction_local_date": "0702",
"transaction_local_time": "054133",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "9c40c7ad-6137-4473-a3b7-929683bd6e98",
"original_system_trace_audit_number": "929738",
"original_retrieval_reference_number": "518393412709",
"original_transmission_date": "0702",
"original_transmission_time": "174126",
"original_transaction_amount": "200"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "CHIPEMV1",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Contact Refund
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "20",
"transaction_id": "990e9a4d-64f0-4e06-a82b-9a64c73f0b76",
"system_trace_audit_number": "342675",
"retrieval_reference_number": "518343535239",
"network_transaction_id": "685183637453778",
"transmission_date": "0702",
"transmission_time": "174230",
"transaction_local_date": "0702",
"transaction_local_time": "054230",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "2fc022a9-361a-4d3d-8a1c-13fcf19dd5c2",
"original_system_trace_audit_number": "342675",
"original_retrieval_reference_number": "518343535239",
"original_transmission_date": "0702",
"original_transmission_time": "174225",
"original_transaction_amount": "200"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5411",
"card_acceptor_terminal_id": "RFCHIPE1",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Contactless Purchase
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "00",
"transaction_id": "49163f9c-6326-43a5-b8c3-0fd71189e274",
"system_trace_audit_number": "747796",
"retrieval_reference_number": "518350938140",
"network_transaction_id": "255183638122826",
"transmission_date": "0702",
"transmission_time": "174340",
"transaction_local_date": "0702",
"transaction_local_time": "054340",
"transaction_amount": "700",
"transaction_currency_code": "826",
"cardholder_billing_amount": "700",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contactless",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "9eaee1df-f4f2-4f0c-b5e5-505b15b2e55e",
"original_system_trace_audit_number": "747796",
"original_retrieval_reference_number": "518350938140",
"original_transmission_date": "0702",
"original_transmission_time": "174332",
"original_transaction_amount": "700"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5542",
"card_acceptor_terminal_id": "CHIPEMV2",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Contactless Refund
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "20",
"transaction_id": "f2871b1c-8fba-4840-8a61-14cc3bbdbd84",
"system_trace_audit_number": "917121",
"retrieval_reference_number": "518327809918",
"network_transaction_id": "845183638748276",
"transmission_date": "0702",
"transmission_time": "174443",
"transaction_local_date": "0702",
"transaction_local_time": "054443",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contactless",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "4287985f-8bda-4b7e-8971-173e1142bbc8",
"original_system_trace_audit_number": "917121",
"original_retrieval_reference_number": "518327809918",
"original_transmission_date": "0702",
"original_transmission_time": "174434",
"original_transaction_amount": "200"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5542",
"card_acceptor_terminal_id": "RFCHIPE2",
"card_acceptor_id": "MERCHANT 000005",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Ecommerce
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "00",
"transaction_id": "307547e3-bbff-4da2-b2ef-d821c2be4cef",
"system_trace_audit_number": "205012",
"retrieval_reference_number": "518332420796",
"network_transaction_id": "585183639409871",
"transmission_date": "0702",
"transmission_time": "174550",
"transaction_local_date": "0702",
"transaction_local_time": "054550",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "7",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "59",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "eb1307dc-a17f-4868-a2b1-b0efeac0161e",
"original_system_trace_audit_number": "205012",
"original_retrieval_reference_number": "518332420796",
"original_transmission_date": "0702",
"original_transmission_time": "174540",
"original_transaction_amount": "200"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "840",
"merchant_category_code": "5734",
"card_acceptor_terminal_id": "ECOMM002",
"card_acceptor_id": "MERCHANT 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Recurring
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "00",
"transaction_id": "17cdcad2-c7e7-43b0-8061-a05474b23e9f",
"system_trace_audit_number": "420636",
"retrieval_reference_number": "518382487150",
"network_transaction_id": "655183639916645",
"transmission_date": "0702",
"transmission_time": "174637",
"transaction_local_date": "0702",
"transaction_local_time": "054637",
"transaction_amount": "200",
"transaction_currency_code": "826",
"cardholder_billing_amount": "200",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "2",
"dcc_indicator": "n",
"chip_indicator": "n",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "59",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "36e64a9e-58ed-4f5e-ab0e-54f2bff30e1e",
"original_system_trace_audit_number": "420636",
"original_retrieval_reference_number": "518382487150",
"original_transmission_date": "0702",
"original_transmission_time": "174631",
"original_transaction_amount": "200"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "5734",
"card_acceptor_terminal_id": "ECOMM002",
"card_acceptor_id": "MERCHANT 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Cash Withdrawal
{
"message_type": "reversal",
"message_qualifier": "notification",
"source": "clowd9",
"card": {
"card_id": "f9ed6e37-56bf-45e4-8f60-31b107a5b972",
"card_form_factor": "physical",
"card_status": "active"
},
"customer": {
"customer_id": "aa2b42bd-0788-444e-ba57-b647f0a29be3"
},
"transaction": {
"credential_on_file": "n",
"reversal_type": "full",
"transaction_type": "01",
"transaction_id": "3e010642-885c-456a-bf8e-69ab107e4123",
"system_trace_audit_number": "176168",
"retrieval_reference_number": "518317292669",
"network_transaction_id": "615183640979037",
"transmission_date": "0702",
"transmission_time": "174828",
"transaction_local_date": "0702",
"transaction_local_time": "054828",
"transaction_amount": "10000",
"transaction_currency_code": "826",
"cardholder_billing_amount": "10000",
"cardholder_billing_currency_code": "826",
"cardholder_billing_conversion_rate": "1",
"from_account": "default",
"to_account": "default",
"eci": "0",
"dcc_indicator": "n",
"chip_indicator": "contact",
"pin_indicator": "n",
"3ds_indicator": "n",
"avs_outcome": "n",
"partial_approval_supported": "n",
"cardholder_condition": "00",
"authorization_code": " ",
"status": {
"response_source": "scheme"
},
"update": {
"original_message_type": "authorization",
"original_transaction_id": "b49bf946-33b8-43cc-90da-f188a887ce86",
"original_system_trace_audit_number": "176168",
"original_retrieval_reference_number": "518317292669",
"original_transmission_date": "0702",
"original_transmission_time": "174817",
"original_transaction_amount": "10000"
}
},
"sca_indicator": "n",
"acquirer": {
"acquiring_institution_id_code": "444444",
"acquiring_institution_country_code": "826",
"merchant_category_code": "6011",
"card_acceptor_terminal_id": "CSHWITH1",
"card_acceptor_id": "BANK ABC 000001",
"card_acceptor_name": "CLOWD9 Travel ",
"card_acceptor_city": "LONDON ",
"card_acceptor_country_code": "GB"
}
}
Updated about 12 hours ago