What is an Issuer Processor

An Issuer Processor connects financial institutions (banks, fintechs, credit unions) to card networks (Visa, Mastercard, Discover etc.) and handles the technical side of issuing and managing payment cards. We manage real-time transaction authorization, card lifecycle events (activation, blocking, reissuance), and communication with other 3rd party parts of the payments ecosystem e.g. 3DS, Applepay, Google Pay.

CLOWD9 abstracts the complex integrations with card networks, KYC systems, and regulatory requirements. Instead a fintech can use our APIs to issue cards, manage accounts, and process transactions within weeks.