Limit Types

The Aurora Behaviours module supports 2 Limit Types.

The table below summarises how each Limit Type works and provides an illustrative example.

Limit Type	Description	Example
Count Limit	Tracks the number of qualifying transactions.	For example, a maximum of 5 ATM withdrawals per day
Value Limit	Tracks the cumulative total value of qualifying transactions. Usually based on a monetary value	For example, a maximum of £500 in contactless payments per week. Value limits are always in the cardholder's billing currency.

Limit Type

Description

Example

Count Limit

Tracks the number of qualifying transactions.

For example, a maximum of 5 ATM withdrawals per day

Value Limit

Tracks the cumulative total value of qualifying transactions. Usually based on a monetary value

For example, a maximum of £500 in contactless payments per week.

Value limits are always in the cardholder's billing currency.

Limit Criteria

Aurora Behaviours supports a number of Limit Criteria. Each can be configured independently and associated with a Limit Types to build your programmes Behaviours.

Criteria	Applies to
ATM	Cash withdrawals at ATMs.
Card Not Present	Transactions where the physical card is not used, such as phone or mail orders.
Cash Advance	Cash advances made through a card.
Credits	Credit transactions applied to the card.
Domestic	Transactions made within the cardholder's home country.
Ecommerce	Online purchases made over the internet.
International	Transactions made outside the cardholder's home country.
Moneysend/OCT	Peer-to-peer money transfer transactions.
POS Combined	All point-of-sale transactions, whether contact or contactless.
POS Contact	Chip-and-PIN (or magnetic stripe) point-of-sale transactions.
POS Contactless	Tap-to-pay point-of-sale transactions.
PSD2	Transactions subject to Strong Customer Authentication under PSD2 regulation.
Quasi Cash	Transactions treated similarly to cash, such as purchasing foreign currency or money orders.
Total Activity	All transactions across every category a global catch-all limit.

Threshold Periods

Each Limit generally has one or more threshold periods that defines the time window over which card activity is measured.

At the end of each period the Limits running total resets to zero.

The Threshold Periods are:

Realtime the limit applies to each individual transaction in isolation.
Daily resets every calendar day at 00:00 UTC
Weekly resets every week at 00:00 UTC each Monday ie at the start of Monday
Monthly resets every calendar month. at 00:00 UTC last day of the month
Yearly resets every calendar year at 00:00 UTC on 31st December
General a persistent limit with no automatic reset.

Limit Attributes

When creating or editing a limit you will need to provide the following information:

Attribute	Description
Limit Name	A full descriptive name for the limit, used in reports and the Vista portal.
Limit Short Name	A brief reference code for the limit, useful in reporting and API responses.
Description	A plain-language description of what this limit is for.
Limit Criteria	The criteria this limit applies to
Threshold(s)	The time period(s) over which activity accumulates before the Limit counter(s) reset